Credit Risk Analyst at Moniepoint Inc.

About the role

Moniepoint Inc. is seeking a Credit Risk Analyst to serve as the embedded risk owner within a consumer lending product squad. Candidates must possess 3+ years of experience in consumer credit portfolio management, strong regulatory knowledge (CBN guidelines, AML/CFT), and proficiency in SQL, Python, NumPy, and Pandas. The role requires balancing commercial goals with risk appetite, ensuring rapid growth with robust credit risk controls, and championing a "risk by design" culture. Applicants must demonstrate a rare mix of analytical depth, regulatory understanding, and product instinct, and are available for immediate application.

Requirements

• A minimum of 3 years experience in consumer credit portfolio management
• Strong knowledge of regulatory requirements (CBN guidelines, AML/CFT, Data Protection, etc.)
• SQL Essential, Python (NumPy, Pandas etc.) desirable
• Demonstrable experience in Credit Risk management (acquisition optimisation, portfolio management etc.)
• Ability to balance commercial goals with risk appetite
• Excellent communicator – can translate risk concepts for product/engineering
• A good knowledge of financial analysis is an added advantage
• An empathetic, inclusive and curious attitude

The offer

• Type: full-time

Important dates

• Deadline: Nov 30, 2026

Location

Nigeria